With the current situation in the mortgage market it appears that a new type of service is opening up, here is sample of what they offer.
I can make sure you qualify for our services without any money out of pocket. You will not be charged anything until we collect some basic information.(580.00) It sounds like I will be able to modify your existing loan without putting a large down payment and refinancing, and paying huge closing costs. xxx state is by far one of the worst hit states by the declining market and mortgage meltdown.
In fact it is among the top 3 states we service. So that is definitely in your favor, after that they will charged 3k.
Any thoughts on this ?