ScamVictimsUnited.com

http://www.bewareofbobpearson.blogspot.com

There is a scam that is being perpetrated across the country which targets Christians through their religious organizations. The program claims to offer life insurance with no out of pocket expense through the purchase of a benefits package from My Benefits America (MBA).

My Benefits America
12655 N. Central Expressway
Suite 320
Dallas, TX 75243
214-521-6600

The company is owned by:

ROBERT V. PEARSON
pearsonou@aol.com
TX Insurance License ID: EXPIRED

MBA employees:

JOSHUA B. PEARSON
Co-Founder/Chief Operating Officer
josh.pearson@comcast.net
TX Insurance License ID: 1309603

KENT TRAYNOR
National Enrollment Director
Kenttraynor@aol.com
TX Insurance License ID: 716140

LARRY D. CONNER
National Marketing Director
l.conner@sbcglobal.net
TX Insurance License ID: 670076

ALLAN CONNER
National Training Director
allan@allanconner.com
TX Insurance License ID: 1395802

Many people were solicited by these MBA employees and their spouses to invest in MBA through the purchase of "territories". MBA investors were given contracts which offered them exclusive rights to payment off of all packages sold within their territory regardless of who sold the package. The name of the insurance program was FREEDOM 7. The premiums were to be paid by a charitable trust named GUARDIANS FOR LIVING.

Guardians for Living, LLC
799 Hunt Street
Ashland, KY 41101
TRUSTEES: Ginger Hagerman, Fred Damron

This program was to have established an Irrevocable Life Insurance Trust (ILIT) for people who they approved. Any policies that were issued to MBA members were canceled due to non-payment. Of course, this begs the question, "why were they gathering all this personal information if they weren't going to pay for the policies"?

After Bob & Jeanie spent all the investors' money, he was forced to close MBA due to the fact that he was locked out of his office by management. He also lost the MBA website and moved out of his home of 10 years that was in Larry Conner's name. I have heard from many people that the money they spent on his benefits package was wasted as the benefits are no longer available either. One of his investors claims to have paid him as much as $600,000 over a 3 year period. Some estimate Bob's total take in the selling of "territories" to be as high as $1.2 million dollars. WHERE DID ALL THE MONEY GO!?!

Unfortunately, it has been discovered that Fred Damron of Guardians for Living (Freedom 7) is a convicted felon. He was indicted on five counts of "Misuse of a Social Security Number" by a federal grand jury and pled guilty to one count in 2003. ::Frederick Cecil Damron criminal docket 02-cr-00006 Probation Officer: Mike Jones (606) 329-0339:: He is currently under investigation with the Ashland, KY police department. If you have any questions as to whether this program or any program like it is legal, please contact Detective Rob Brunty (606) 327-2068 who is heading this investigation.

Upon speaking to an ex-family member of Mr. Damron's I was informed that at least one of the counts against him stems from the misuse of his own son's social security number. This ex-family member alleges that Mr. Darmon began using the number to avoid paying income taxes and child support. It was only discovered after the child was grown and was enlisting in the armed services.

Ginger Lee Rose Hagerman (aka Ginger Hagerman, Ginger Rose) declared personal bankruptcy in 2002, and the address of the billion dollar charity deal is her home apartment (#13). As of 2002, she was living off of government disability payments for the past three years, and accumulated $34,000 in outstanding credit card and retail charge card debt. There's some interesting documentation in the court records about her having to amend her social security number that she used on the initial filings.

The insurance agents who sent the insurance applications to people are:

Edward Allen Young (father)
Bancmark Financial
bancmark@indy.rr.com

Gregory E. Young (son)
TX Insurance License: 1367116, SC License # 365134
greg_young@nctv.com
lifeinsuranceagent@gmail.com

Liberty Insurance Agency, LLC
11805 N. Pennsylvania Street
Carmel , Indiana

Ed Young & Associates, LLC
219 Admiral Way
Carmel , IN 46032
317-706-6799
lifeinsuranceagent2@twicemail .com

The State of Oklahoma has issued a CEASE & DESIST order for Guardians For Living, MBA and it's employees. You can get a copy of the order from:

Oklahoma Insurance Department
P. O. Box 53408
Oklahoma City, OK 73152-3408
(405) 521-2748

Many of the life insurance companies who were involved (even though they didn't know it) have opened fraud investigations. It is my understanding that some of the companies have taken steps to drop some of the agents from writing business for their companies.


FREEDOM 8 NEWS

I have been contacted recently regarding the creation of FREEDOM 8 which is being promoted in Missouri by Charles Spradlin. If you have any questions as to whether this program is legal, please contact Detective Brunty.


LASTING LEGACY NEWS

Kent Traynor, Fred Damron & Ginger Hagerman have persuaded the FREE WILL BAPTIST organization to offer a similar program to their members. Even though the leaders within the FREE WILL BAPTIST organization have been made aware of this fraud, Ernest Harrison told me that he and 4 other people met with Fred & Ginger in Kentucky on or about February 27, 2007. Earnest says that during that meeting, they were introduced to the "investors" of the "trust" who invested the alleged 1.5 billion dollars it holds. They are going to call this new program "LASTING LEGACY". It will be exclusive to the FREE WILL BAPTIST organization. The two other men within the FREE WILL BAPTIST organization that he mentioned are helping Fred with this new venture are:

James R. Puckett
Norman, OK 73069
jpuckett3@cox.net

Keith Burden
National Association of Free Will Baptist
Antioch, TN
(877) 767-7659
keith@nafwb.org

It appears that this is not the first time that State Insurance Board has issued a CEASE & DESIST for Mr. Kent Traynor:



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