ScamVictimsUnited.com

My husband has recently fallen victim to one of these scams... we have not reported it to anyone other than our bank in fear that he could be arrested. Is this a possibility? What do we do?

What do you mean 'one of these'?

Your bank is the one who could file the report with the authorities.

Our bank is saying they are not liable for anything, even though they did call and confirm that the check we were sent was good and there was money in that account.

Was it a Qchex? Or a counterfeit?

It was a regular bank check and our bank ran a check and confirmed that it was ok..

If it is "ok" then why was it returned

That is what we are trying to figure out. We went ahead with everything on good faith that the bank provided us with true and accurate information. We feel that they should shoulder some of the responsibility for the incident.

They check on the validity of the check, and then wired the money out rather than waiting for the check to actually clear.

What bank are you dealing with, and you must know the reason the check was returned.

We are dealing with a credit union. When we presented them with the original check... they made verification that the check was good, and there was money in the account.... they then wired the money over to where it was to go...

When they tried to do the transfer to get the money from the check... they said it wasn't good... It is very confusing... at any rate.. the bank cleared the check, wired the money over before waiting for the transfer of money to come in... now we are held responsible for the full amount...
I think they should have some partial responsibility in this since we took their word for the check being good... We know we need to sholder some of this ... but they should also be liable.

Did a representative from the bank tell you explicitly that the check was good? If so you should retain an attorney, if you took it for granted they verified the check, you are responsible for the total amount.

yes... the teller took it to her manager... who in turn said the check was good..and to go ahead and wire the money

Get a lawyer, but first get the name of the teller and the bank manager. See if the credit union has a fraud department, tell them that you were told "explicitly" by whom and when that the check had been verified. You may be able to scare them into helping you, it is worth a try. If tthat scare tactic does not work, get your lawyer involved.

thanks for the advice... We meet with our Lawyer on Friday..