It is my guess that this person is extremely embarassed and because of that does not want to risk criticism from you if they tell you what really happened. They may not want to initiate contact or accept a call for fear of how you may react to them.
Many victims will not even go to the police and make a report because of the feelings of shame, guilt , fear, embarassment and it just makes things all the more difficult to deal with.
Try this: Leave a message for this person telling them that you know they got scammed, not to be afraid to talk to you about it and that you are willing to work things out concerning repayment.
Maybe by you initiating things in an understanding and non threatening way may help them to open up to you about what happened.
It may not be that the victim is avoiding paying you, they may be avoiding you at the moment trying to figure out how they will tell you that they got scammed out of the money you loaned them.
I would say after making a gracious offer to work things out and be there for them to talk to you still get nowhere, then yes you have to get tougher and attempt to collect through the courts.
_________________ Silence is a thief's best friend, Word-of-mouth is his worst enemy. Pass the word! brought to you by Fraudaid.com where victims always get FREE help.
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