I believe I am a victim of a lottery scam. I received a letter about a week and a half ago with a check for 3,600.00 enclosed. At the time I received it, I was in dire financial need as my husband had been laid off. I deposited the check as the letter asked me to do, but before I contacted my "agent", I spent about half of the money catching up on bills. After talking with the "agent", I realized that something wasn't right. However, the check looked very authentic, and I am on always on the internet applying for loans, entering contests, etc. My husband and I decided that the check had to be good since it had been over a week and no word from my bank, and that this individual was only trying to get me to send him a check that was really mine.
After reading messages on this board and checking some other scam websites, I am now realizing that this must be a lottery scam. What is the first step I should take? Should I contact my bank? Should I contact the FTC? Am I going to be charged with a crime for this? Will I have to pay this money back? I need advice ASAP! Thanks!
_________________ voiceofpraise
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