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wow thank you so much for all of that. your the first person who has helped me in such great detail.
That's what I am here for
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Our only problem with the bank is it isnt our bank. It was the bank that the check was drawn off , . . . we just kept thinking, well if they cash the check its okay.. I was a bank teller 6 years ago and thats how it worked back then but I guess things have changed.
Actually, the fact that you went to the bank the check was drawn off of is a
GOOD THING! Now I REALLY think that if you have a good case against the bank!
With counterfeit cashier's checks, the victims are all told by their banks "If you wanted to verify that this was acctually a good check, you should have contacted the issuing bank before you deposited/cashed it" . . . that is their "out" . . . they don't have to take any responcibility for the bad check because they did not know it was bad until it went to the issuing bank. If you were AT the issuing bank, then they cannot "blame" anyone else . . . they had a counterfeit of one of their own checks in their hands and they could not even verify that it was good!
Plus, if you do not have an account with them they would have to either
1) sue you to get the money back, but they they would also have to admit that they could not tell their own check from a counterfeit one with their banks name on it.
2) they would have to press criminal charges against you claiming that YOU MADE the counterfeit check.
Has the bank contacted you at all about this yet? Do they have any contact information on you from the transaction?