armac wrote:
Why sue the bank?
Why you ask? Because They were well aware of these Counterfeit cashiers Checks being circulated. (At least one rep in the loss prevention department admitted to me). I specifically asked them when the money from the Michigan Bank it was drawn on would be deposited into the account. The teller left and asked someone and came back and told me the check was good. The rep in loss prevention said that “she thought you were asking when the funds would be availableâ€.
I speak English fluently! HOW IS HER NOT LISTENING TO MY QUESTION NOW MY PROBLEM? This is the banks mistake, not ours. If they would have said wait 2 weeks, 2 days, 2months whatever….I would have waited. I am not the finance expert here, they are. Since when did I become a professional Cashiers check checker! I have no way of knowing whether there have been other victims who bank at Citadel for a class action suit, but I do know according to an interview given by Sgt. Detective Thomas Goggin of the Phoenixville Police Department on Thursday August 3rd 2006 in the Phoenix newspaper that there are 3 cases (including us) of Cashiers Check Fraud recently in Phoenixville. Although I applaud his effort in attempting to warn my community of this fraud, unfortunately his personal advice to the public in this article was “the best thing to do is to discuss with someone at your bank when you deposit the check any concerns you might have.†I DID THAT! Asking doesn’t protect you, the bank does not accept any responsibility for their error. Detective Goggin is giving people a false sense of security here.
Victims are being treated as if they are the Criminals. Isn’t it time someone does something about this?