I HATE it when I see people getting these emails! Talk about kicking a person when they are down!
There is no way to get the money back . . . If there was we would have it posted in large blinking letters on every page of our site! Yes, some people come to settlements with the banks and do not have to pay back the entire ammount lost, but with that you are dealing with people who you can see.
These scammers feed off the fact that they know that people have lost large amounts of money and that they will do just about anything to try and "fix" that, so they throw you a line about how they can help fix your situation, then they tell you that there are fees (lust as there would be if you got a lawyer) in order to get the money back. It is really sick.