My story is just similar to other people's. I am gonna feel so stupid if I think about it again. It's such a very expensive lesson. Anyway, my questions are:
1) I know bank is not resonsible for the counterfeit cashier's checks or money orders, but i think you are partially responsible for it. So I wonder if bank can refund at least the overdraft fee to me?
2) I talked to one of my friends' friend who used to be a lawyer, and he told me to write a letter to bank and ask them for money back because he said it's bank's duty to verify and honor those checks or money orders, but apparently they did not properly verify the money orders to determine their veracity. I am afraid what if bank comes to me and saying that I am the one who forged these money orders. This has been a big headache for me, and i do not want to get into any legal issue. Should I write a letter to the bank?
The bank teller really pissed me off the other day that I found I had negative balance, I went to bank & asked them about the details. The teller told me that any money order that is over $1000 should be fake, but she didn't tell me that when the day I deposited the money orders.
Now all money is gone...SO SAD